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You've probably heard plenty of doom and gloom about the housing market lately.

You've probably heard that home prices are cooling off.

When your house doesn’t sell, it’s not just disappointing. It messes with your timing. Your plans. Your confidence.

You may be hearing that a near-record number of homeowners are pulling their houses off the market.

Open up a home search and you'll see them. Listings that have been on the market for two months. Three. Some longer.

Remember a few years back when sellers held all the power and buyers were stuck offering way over asking or waiving inspections just to get a chance at the house? In many markets, those days are behind us.

One of the biggest reasons buyers are still sitting on the sidelines is because they think home prices are going to come down.

A few years ago, sellers could get away with saying "no" to just about everything.

A lot of people who want to move are telling themselves the same thing: "Maybe I'll just wait until later this year once things calm down."

If affordability has been the biggest thing standing between you and a home, there's a little good news.

Whether you're dreaming about buying your first home or wondering if it’s time to move on from the one you're in, affordability is probably weighing on your mind.

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling.